Altgage is a licensed mortgage broker in Texas and Florida. NMLS 2447252

Smarter mortgages for richer lives

Save up to $100,000* in down payments, mortgage interest, and fees.

Great mortgage deals with mathPrepay a little to save a lot. Piggy bank with savings growthTrack rates and equity

Lower rates with less money down is a great deal

It's mortgage math that works for you

  • Reduce down payments to save cash
  • Use 1-2% of cash savings to buy discount points
  • Shop for PMI as low as 0.1%

Save $100K* in interest with altgage PrePay

Amortization is unfair. Make it equal

  • A unique formula that decreases extra payments every month
  • Pay back 10% of your loan in 3yrs, that's up to 2x faster.
  • Prepay a little upfront and save a lot with risk-free compounding

What customers like you saved...

I literally saved tens of thousands of dollars. They take what others purposely make confusing and simplified it into financial wisdom to pay down my home faster and save on mortgage interest.

William S. - Entrepreneur

My prepayment increase was only $1/day more due to PMI deletion. I can save $49,000 in mortgage interest and no-one told me about this option. I can make my mortgage flexible to fit my needs.

Chip L. - Executive Assistant

A picture of Vaibhav

We reduced our down-payment by 50% and the total cost of loan. It was like a $70,000 magic trick. I could have purchased a home 3 years ago if I'd known about the Altgage approach.

Vaibhav S. - Data Scientist

A note from our founder

Sukesh Shekar, PhD

Founder & CEO

The American dream is not affordable anymore

I am a first-generation immigrant. I came to study and stayed to pursue the American dream. Homeownership is essential to that dream but seems near impossible today. It took my wife and I more than a decade to save up for our first home. Rates doubled in 2022 and crossed 7% in 2023. There are 40 million millennials looking for an affordable mortgage. It is my mission to serve them.

Our Story
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Mortgage management to build wealth

Home equity is 80% of an avg. American's net worth. This concentration occurs because mortgages pay interest first. Every move or refinance restarts the interest clock. The word "mortgage" literally translates to "agreement till death."  At Altgage, our vision is a smart mortgage that keeps up with life. Managing a mortgage should be stress free so you can chase after the American dream that inspires you.

Our Vision
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Save up to $100,000*