The altblog.

Learn the key differences between mortgage interest rates and APR, including how they impact your loan, monthly payments, and the total cost of borrowing.

Discover the key differences between soft and hard credit checks, their impact on your credit score, when they are used, and how they appear on your credit report.

Explore down payment assistance programs designed to help homebuyers secure funding with lower upfront costs. Learn about the different types available to make homeownership more affordable.

Learn how reverse mortgages work in simple terms. Understand the process, eligibility, and how to turn your home equity into a reliable source of income.

We are quickly approaching $75 million of mortgages managed in our platform. To be clear, that’s less than 0.0001% of the $12 trillion in outstanding mortgage debt in the US. We are nascent, even by startup standards.

Find out how much home you can afford. It depends on your income and debt, the loan type, and property-related expenses like taxes and insurance. The math can get complicated, so here's a full breakdown of everything you need to know. Just remember that qualifying for a home isn't the same as being comfortable with the monthly payment.

Understand the tax implications of refinancing your home. A cash-out refi typically does not count as profit but may impact your tax bill and financial planning.

Considering making extra payments on your 15-year mortgage? Don't do it! Understand how extra payments work, potential drawbacks, and whether there are better financial moves for you.

Are you considering refinancing to save $200 a month? Explore the pros and cons, and learn how to determine if the savings are worth it based on your breakeven