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A home equity conversion mortgage or HECM converts your home equity into debt. They boost cash flows in retirement by eliminating mortgage principal and interest payments. You can extend your retirement, age in place, and life the life that makes sense for you!

We are quickly approaching $75 million of mortgages managed in our platform. To be clear, that’s less than 0.0001% of the $12 trillion in outstanding mortgage debt in the US. We are nascent, even by startup standards.

Find out how much home you can afford. It depends on your income and debt, the loan type, and property-related expenses like taxes and insurance. The math can get complicated, so here's a full breakdown of everything you need to know. Just remember that qualifying for a home isn't the same as being comfortable with the monthly payment.

Understand the tax implications of refinancing your home. A cash-out refi typically does not count as profit but may impact your tax bill and financial planning.

Considering making extra payments on your 15-year mortgage? Don't do it! Understand how extra payments work, potential drawbacks, and whether there are better financial moves for you.

Are you considering refinancing to save $200 a month? Explore the pros and cons, and learn how to determine if the savings are worth it based on your breakeven

Paying for origination fees and discount points could help lower your rate by 1% or more and save $100K or more in mortgage interest. Here's what you need to know when paying for points...

Buying a home is a significant milestone that mixes human emotions with lasting financial obligations. Understanding common missteps or biases in our thinking can help make better homebuying decisions.

Discover the reasons why people refinance loans, from lowering interest rates to cashing out equity. Learn the pros, cons, and when refinancing makes sense.