Mortgage AI for homebuyers and agents
Your personal banker
- Understand your buying power
- Access market low rates
- Pre-qualify instantly
- Available 24x7
How it works
How it works
How it works
How it works
Get prequalified in 60 seconds
Instant pre-quals
Soft credit check
Understand your liability profile and Vantage 4 credit score without any impact to your credit score
Maximize buying power
Simulate debt pay off to improve debt-to-income ratios and achieve the full potential of your homebuying dreams
Upgrade to an underwritten pre-approval in 24hrs
When you’re ready, submit income and asset documents for verification and upgrade to an underwritten pre-approval.
A helping hand for everyone
Down payment assistance
- Income limited programs
- Address based help
- For 1st time buyers
- And local heroes
Detailed closing costs upfront
Affordable rates
- Understand your monthly payment
- Estimate PMI, taxes and insurance
- Optimized loan scenario analysis
Pre-qualify instantly
Get underwritten approvals in 1-2 days
No hidden fees
Transparent and fair fees translate to lower rates. Altgage charges 30-50% less on average to originate mortgages.
Save on PMI
Pay a little for private mortgage insurance (PMI) and become a homeowner. That's a great deal
Smart rate options
There’s a right price for every deal. Get advice on buying discount points or get lender credits when the trade-off is in your favor
Realtors love us.
It’s a competitive and difficult market for homebuyers. Rates are high and the amount of information available is overwhelming. Altgage provides synthesized recommendations from trustworthy sources in a no-pressure setting. Partner with Altgage to give your homebuyers and edge.
With Altgage's low rates, I was able to put my client in their dream home that was $50K more while keeping their payment the same. They consistently close deals in 15 days which is a real advantage in competitive offer situations and for clients looking to move fast.
Partner with us.