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Mortgage AI for agents and buyers
Your personal banker
- Understand your buying power
- Access market low rates
- Pre-qualify instantly
- Available 24x7
How it works
How it works
How it works
How it works
Prequalify in 60 seconds
Instant pre-quals
Soft credit check
Understand your liabilities and VantageScore 3.0 without any impact on your credit score
Maximize homebuying power
Simulate debt payoff to improve debt-to-income ratios and achieve the full potential of your homebuying dreams
Upgrade to underwritten pre-approvals
Submit income and asset documents for verification and upgrade to an underwritten pre-approval.
A helping hand for most homebuyers
Down payment grants
- Income-based programs
- For 1st and 2nd time homebuyers
- Lender paid temporary 2-1 buydowns
Detailed closing costs upfront
Affordable rates
- Detailed payment breakdowns
- Estimate PMI, taxes and insurance
- Analyze and optimize loan scenarios
Pre-qualify instantly
Get clients underwritten in 1-2 days
Smart rate options
See the par rate with no discount points, or discover even lower rates on sale. Choose the best mortgage deal for your home!
Low PMI is your friend
Help your buyers pay industry-low private mortgage insurance (PMI). Accelerate homeownership dreams without waiting to save up 20%
No hidden fees
Transparent broker fees translate to lower rates. Altgage APRs are lower than a majority of retail lenders and independent brokers
Realtors love us.
It’s a competitive and difficult market for homebuyers. Rates are high and the amount of information available is overwhelming. Altgage provides synthesized recommendations from trustworthy sources in a no-pressure setting. Partner with Altgage to give your homebuyers and edge.
With Altgage's low rates, I was able to put my client in their dream home that was $50K more while keeping their payment the same. They consistently close deals in 15 days which is a real advantage in competitive offer situations and for clients looking to move fast.
Partner with us.